Retirement Planning
Personalized investment and planning guidance focused on your peace of mind
What Sets Us Apart
- Independent Fiduciary
- Decades of Experience
- Personal Guidance
- Rooted in Community
Retire With Confidence, Not Just Savings.
You have spent decades saving for this moment. Now, the question changes from “How do I grow my money?” to “How do I make it last?” We bridge that gap. Whether you are deciding between a pension lump sum or monthly payments, or trying to optimize Social Security, we build a customized income plan designed to replace your paycheck—so you can live the life you’ve earned without the fear of running out.
Reliable
Income
We replace market uncertainty with a steady monthly plan. We structure your assets to mimic the paycheck you’re used to, so your lifestyle doesn’t miss a beat.
Smart Social Security
Taking benefits at 62 isn’t always the best move. We run the numbers on your specific situation to help you time your claim and maximize your lifetime benefit.
Pension
Choices
Lump sum or annuity? We analyze your offer to help you make the choice that balances mathematical precision with your family’s long-term peace of mind.
Tax-Efficient Withdrawals
It’s not just what you earn, it’s what you keep. We plan exactly which accounts to draw from first to minimize your tax bill and extend the life of your savings.
How is PrimeTRUST different from other advisors?
Too many advisors have one size fits all solutions. We are Fiduciaries. We’ll build a plan to fit YOU not fit you into a plan. It all starts with the initial conversation where Chip & Jamie will spend time getting to know you, your concerns, and your goals. Letting you ask questions. Then, if we are a good fit, we will begin building your plan.
Our Planning Process:
- Initial Meeting – Because all good relationships begin with a first date.
- Building Your Financial Plan – This is the most time consuming and important part. You will have homework to do so we can evaluate your situation and goals to create the best plan for your needs.
- Implementing Your Plan – Holding your hand while putting the plan in motion.
- Monitoring Your Plan – We will monitor your plan throughout the year and meet with you at least annually to make adjustments.
Common questions we hear are:
- “I have to decide whether to take Lump Sum or Monthly Income from my Pension, what should I do?”
- “I am recently divorced and my spouse handled all the money. What should I do?”
- “How do I create income in retirement?”
- “Are my investments ok?”
- “When should I start Social Security?”
The answer to almost all of them is “it depends on your situation”. We work with you to explain your options and create a plan that is right for you.
How Clients Describe Working With Us
Meet Our Team
Every Plan Begins With a Conversation.
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